4 Best Pay-As-You-Go Car Insurance Companies (2026) Pay-as-you-go insurers use standard car insurance rating factors like your driving record, credit history, age, gender, ZIP code, and more to determine your base rate and per-mile charge
Best Pay-Per-Mile Auto Insurance We’ve reviewed five pay-per-mile programs for people who drive infrequently and could benefit from pay-per-mile pricing, with rates based on how much you drive You can also check out our picks for cheap auto insurance and auto insurance for seniors who drive fewer than 5,000 miles